How We Do It

At Katapult, we know that everyone’s situation is unique. Our clients each have different goals, priorities, and challenges. So that we can best help you wherever you are in your financial journey, we offer a few ways of working together:

Accelerate

Hourly or project-based
engagement

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Launch

Ongoing financial planning
for wealth accumulators

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Elevate

Comprehensive wealth management
(financial planning and
investment management)

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Accelerate

Our Accelerate program is appropriate for those who have a specific or limited number of questions or desire a one-time comprehensive financial plan without ongoing support or implementation assistance.

Have you ever found yourself wondering:

How much should I contribute to my 401(k)?
What's a Roth IRA?
I got a big tax refund, should I change my withholding?
I don’t have kids, do I really need a will?
Should I rent or buy a house?
I just got a big raise at work. What should I do with it?
I need a new car - should I lease or buy?
It's open enrollment at work. Which health insurance should I choose?

If you only have one or two questions that you need help answering, then our hourly services might be right for you.

If you have 3 or more questions or you are trying to navigate a big change in your circumstances, there’s a good chance you would benefit from a full financial plan.

If you aren’t ready to commit to a long-term, ongoing relationship with a financial planner just yet, then a project-based engagement might be what you are looking for. We work closely with you to establish your goals, answer your questions and develop your financial plan, but we leave the implementation of our recommendations up to you. We charge a one-time fee that is based on the complexity of your situation.

This is a good option for those of you that like to oversee your day-to-day finances but would still like a "check-up" to make sure you are on the right track.

If, on the other hand, you like to start projects but struggle to finish them without someone helping to hold you accountable, you might want to consider our Launch program instead!

Launch

Our Launch program is designed for early wealth builders who want an ongoing relationship in order to establish an early foundation for financial success.

Clients in our Launch program receive ongoing guidance, advice, support and accountability. The creation and delivery of the initial financial plan, analysis and recommendations is designed to be a collaborative process and will take place during 4-5 meetings over the course of 3 months. The delivery of the initial financial plan will be followed by three meetings over the remainder of the year to monitor the plan, recommend any changes on an ongoing basis, and review the implementation status of any recommended action items that need to be carried out.

In the first year of working together we follow our “LAUNCH” financial planning program:

LEARN – we start with a complimentary consultation to discuss what is on your mind, what you are looking for, and how we might be able to help.

ACT – once we decide to work together we will begin the process of collecting and organizing your financial information so we can better understand your current circumstances.

UNCOVER – we will discuss your values, priorities, and concerns and will work to articulate your goals. We will review and analyze your financial information and will begin to put together an initial draft of your financial plan.

NAVIGATE - together we will review your financial plan, addressing any questions you have, making changes you'd like to see, and evaluating potential alternative courses of action you could take to achieve your goals.

CREATE - based on our analysis, we will develop a set of recommendations designed to help you achieve your goals, then we collaboratively agree on a timeline for implementing any actions we suggest you take.

HABIT - it takes time for change to happen, so we will meet on a quarterly basis to monitor your progress and to make updates as your life and goals change (which they will!).

Elevate

Elevate is our comprehensive wealth management program designed for clients who have already accumulated investment assets and are interested in an ongoing, collaborative and advice-driven relationship.

Clients participating in our Elevate program receive ongoing financial planning and investment management services.

Similar to our "LAUNCH" program, Elevate clients are taken through a financial planning process in which we discuss your values, concerns and financial goals; we analyze your current circumstances and resources; then we develop an actionable financial plan designed to help you achieve your objectives.

Your personal financial plan is then used as the foundation on which we build and implement your long term investment strategy. By participating in our Elevate program, you will receive continuous oversight and management of your investment portfolio so it's one less thing you need worry about.

Higher levels of income and assets typically require a more complex and sophisticated level of planning, so additional services related to topics such as legacy planning and charitable planning are also available to Elevate clients. Although we do not prepare tax returns and we do not draft legal documents, we happily collaborate with other advisors such as your tax preparer, attorney, or insurance agents, in order to help facilitate the implementation of your financial plan.

Next Steps